How Lay-by Works

Online Laybuy - How it Works

Layby payment plans are perfect for when you don’t want to miss out on a deal and you don’t mind receiving the item a bit later. With a 25% deposit, you can reserve it at that same price until you pay it off interest-free.

Why buy on layby?

A LAYBY allows you to get the most out of your budget in 3 ways:

No Credit Checks Needed

We do not ask for bank statements, payslips or your credit score.

Up to 3 Months to Pay

1 – 3 months to pay. Items are yours upon full payment.

Interest-free Payments

0% interest is charged on lay-by.

How to use our online layby payment option

Step 1. Add products to your cart

Browse the website and add items you want to buy to your cart.

Step 2. Proceed to checkout

Once you're happy with all the items in your cart you can proceed to checkout

Step 3. Select Layby payment option

On the checkout page you will have the option to select the Layby option

Step 3. Pay the deposit

Pay Deposit 25% per item.